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		<title><![CDATA[FinanceGurus.Net - All Forums]]></title>
		<link>http://www.financegurus.net/</link>
		<description><![CDATA[FinanceGurus.Net - http://www.financegurus.net]]></description>
		<pubDate>Thu, 28 Aug 2008 13:03:29 -0500</pubDate>
		<generator>MyBB</generator>
		<item>
			<title><![CDATA[pensions]]></title>
			<link>http://www.financegurus.net/showthread.php?tid=72</link>
			<pubDate>Tue, 11 Dec 2007 18:32:37 -0600</pubDate>
			<guid isPermaLink="false">http://www.financegurus.net/showthread.php?tid=72</guid>
			<description><![CDATA[Now that our UK pensions are not worth as much as we thought, what other ways to give you the same return but without the risk are there?<br />
<br />
Things that are easy to understand]]></description>
			<content:encoded><![CDATA[Now that our UK pensions are not worth as much as we thought, what other ways to give you the same return but without the risk are there?<br />
<br />
Things that are easy to understand]]></content:encoded>
		</item>
		<item>
			<title><![CDATA[Hello From Financebam]]></title>
			<link>http://www.financegurus.net/showthread.php?tid=71</link>
			<pubDate>Tue, 11 Dec 2007 18:17:45 -0600</pubDate>
			<guid isPermaLink="false">http://www.financegurus.net/showthread.php?tid=71</guid>
			<description><![CDATA[Hi, <br />
We are also a finance site based in the UK, but yet only half way to our completed site.<br />
<br />
We say hello to everyone here at Finance Gurus and its visitors<br />
<br />
<br />
Fbam]]></description>
			<content:encoded><![CDATA[Hi, <br />
We are also a finance site based in the UK, but yet only half way to our completed site.<br />
<br />
We say hello to everyone here at Finance Gurus and its visitors<br />
<br />
<br />
Fbam]]></content:encoded>
		</item>
		<item>
			<title><![CDATA[Finance Directory]]></title>
			<link>http://www.financegurus.net/showthread.php?tid=70</link>
			<pubDate>Tue, 20 Nov 2007 12:09:34 -0600</pubDate>
			<guid isPermaLink="false">http://www.financegurus.net/showthread.php?tid=70</guid>
			<description><![CDATA[We now have a finance directory which we hope will be full of good contacts in the near future.<br />
<br />
This includes contacts such as:<br />
Accountants,<br />
Financial Advisors,<br />
Mortgage Advisors etc<br />
<br />
If you are qualified in any of these areas or would like to see other categories added please contact me.<br />
In order to add your info into the directory you need to make 10 posts and submit your info which you can do in your control panel.<br />
<br />
Any problems contact myself or any of the staff,<br />
<br />
Tony]]></description>
			<content:encoded><![CDATA[We now have a finance directory which we hope will be full of good contacts in the near future.<br />
<br />
This includes contacts such as:<br />
Accountants,<br />
Financial Advisors,<br />
Mortgage Advisors etc<br />
<br />
If you are qualified in any of these areas or would like to see other categories added please contact me.<br />
In order to add your info into the directory you need to make 10 posts and submit your info which you can do in your control panel.<br />
<br />
Any problems contact myself or any of the staff,<br />
<br />
Tony]]></content:encoded>
		</item>
		<item>
			<title><![CDATA[Contactless cards]]></title>
			<link>http://www.financegurus.net/showthread.php?tid=66</link>
			<pubDate>Tue, 30 Oct 2007 06:32:27 -0500</pubDate>
			<guid isPermaLink="false">http://www.financegurus.net/showthread.php?tid=66</guid>
			<description><![CDATA[Has anyone seen anything about these?<br />
<br />
As far as im aware the idea is that for certain small transactions you wont need to use chip & pin in certain retailers for small transactions (Around £10) Its basically being tested in certain places now (Im not sure if i can disclose that info) But it seems to be making transactions quicker and easier. <br />
<br />
Because it costs more than £10 for companies to look at fraudlant transaction and recall the monies from companies, which is what the credit card companies usually do with fraudulant transactions, they have figured it would be easier and cheaper to just right off the money. <br />
<br />
I would imagine that there is some system in place that says after x amount of transactions under £10 the card will decline anyway as a security check but i dont know.<br />
<br />
I think its a good idea for people that have 30-60 mins lunch that work in busy cities and go to the likes of Tesco express to get a sandwich for their lunch, i have had to do that occasionally and the queues are huge as everyone had the same idea but managed to get there before you. It means people will geet through that much faster by just swiping their card.]]></description>
			<content:encoded><![CDATA[Has anyone seen anything about these?<br />
<br />
As far as im aware the idea is that for certain small transactions you wont need to use chip & pin in certain retailers for small transactions (Around £10) Its basically being tested in certain places now (Im not sure if i can disclose that info) But it seems to be making transactions quicker and easier. <br />
<br />
Because it costs more than £10 for companies to look at fraudlant transaction and recall the monies from companies, which is what the credit card companies usually do with fraudulant transactions, they have figured it would be easier and cheaper to just right off the money. <br />
<br />
I would imagine that there is some system in place that says after x amount of transactions under £10 the card will decline anyway as a security check but i dont know.<br />
<br />
I think its a good idea for people that have 30-60 mins lunch that work in busy cities and go to the likes of Tesco express to get a sandwich for their lunch, i have had to do that occasionally and the queues are huge as everyone had the same idea but managed to get there before you. It means people will geet through that much faster by just swiping their card.]]></content:encoded>
		</item>
		<item>
			<title><![CDATA[hello... from another Admin!]]></title>
			<link>http://www.financegurus.net/showthread.php?tid=60</link>
			<pubDate>Tue, 16 Oct 2007 17:58:40 -0500</pubDate>
			<guid isPermaLink="false">http://www.financegurus.net/showthread.php?tid=60</guid>
			<description><![CDATA[My name is Chris Monery and I am on of the site admins. I am studying business and economics so I'll be constantly up to date with the current economy. <br />
<br />
I am a financial times reader too!]]></description>
			<content:encoded><![CDATA[My name is Chris Monery and I am on of the site admins. I am studying business and economics so I'll be constantly up to date with the current economy. <br />
<br />
I am a financial times reader too!]]></content:encoded>
		</item>
		<item>
			<title><![CDATA[Hello from 1 of the site admins]]></title>
			<link>http://www.financegurus.net/showthread.php?tid=58</link>
			<pubDate>Sun, 14 Oct 2007 10:41:24 -0500</pubDate>
			<guid isPermaLink="false">http://www.financegurus.net/showthread.php?tid=58</guid>
			<description><![CDATA[Hi, my name is Tony.<br />
<br />
Im 1 of the 3 owners of this website. I work for 1 of the largest banking companies in the world and have worked and trained in a few different departments within the company so i have a little knowledge of various parts of banking with a lot of knowledge in other areas.<br />
<br />
So hopefully any questions i should be able to help with. Also we have started off with some finance articles which we havnt linked to yet but those can be found here:<br />
http://www.financegurus.net/pages.php which i hope some people will find useful.<br />
<br />
Im sure the other 2 owners will introduce themselves shortly.]]></description>
			<content:encoded><![CDATA[Hi, my name is Tony.<br />
<br />
Im 1 of the 3 owners of this website. I work for 1 of the largest banking companies in the world and have worked and trained in a few different departments within the company so i have a little knowledge of various parts of banking with a lot of knowledge in other areas.<br />
<br />
So hopefully any questions i should be able to help with. Also we have started off with some finance articles which we havnt linked to yet but those can be found here:<br />
http://www.financegurus.net/pages.php which i hope some people will find useful.<br />
<br />
Im sure the other 2 owners will introduce themselves shortly.]]></content:encoded>
		</item>
		<item>
			<title><![CDATA[What the best way to learn about business in web?]]></title>
			<link>http://www.financegurus.net/showthread.php?tid=57</link>
			<pubDate>Sat, 13 Oct 2007 15:58:00 -0500</pubDate>
			<guid isPermaLink="false">http://www.financegurus.net/showthread.php?tid=57</guid>
			<description><![CDATA[As you all know from the recent finance news that ABN Amro is going to sell its assets to either Barclays or Royal Bank of Scotland.<br />
In addition, they are also thinking about selling their La Salle Bank Division to Bank of America or not.<br />
With all this in mind, I am sure once the merger completes, there will be layoffs and job cuts.<br />
<br />
My dilemma is that I have recently accepted a position with ABNAMRO and now there are merger talks.<br />
I do have another offer from another company but it is a contract job ( 1 year).<br />
<br />
I am not able to figure out what to do since I see ABNAMRO hiring more and more employees every single day.<br />
<br />
Would you leave or would you stay?]]></description>
			<content:encoded><![CDATA[As you all know from the recent finance news that ABN Amro is going to sell its assets to either Barclays or Royal Bank of Scotland.<br />
In addition, they are also thinking about selling their La Salle Bank Division to Bank of America or not.<br />
With all this in mind, I am sure once the merger completes, there will be layoffs and job cuts.<br />
<br />
My dilemma is that I have recently accepted a position with ABNAMRO and now there are merger talks.<br />
I do have another offer from another company but it is a contract job ( 1 year).<br />
<br />
I am not able to figure out what to do since I see ABNAMRO hiring more and more employees every single day.<br />
<br />
Would you leave or would you stay?]]></content:encoded>
		</item>
		<item>
			<title><![CDATA[What the best way to learn about business in web?]]></title>
			<link>http://www.financegurus.net/showthread.php?tid=56</link>
			<pubDate>Sat, 13 Oct 2007 15:55:38 -0500</pubDate>
			<guid isPermaLink="false">http://www.financegurus.net/showthread.php?tid=56</guid>
			<description><![CDATA[For example: I read the finance news at yahoo.com. Not that I don't understand. It's just not make me interested. I need something that can get me hooked up and then probably news like yahoo.com can get me interested later, possibly I could understand completely.<br />
<br />
* I just not doing anything, coz It's holiday from campus *<br />
<br />
* Just want to waste my time with more quality things that is more profitable: information *]]></description>
			<content:encoded><![CDATA[For example: I read the finance news at yahoo.com. Not that I don't understand. It's just not make me interested. I need something that can get me hooked up and then probably news like yahoo.com can get me interested later, possibly I could understand completely.<br />
<br />
* I just not doing anything, coz It's holiday from campus *<br />
<br />
* Just want to waste my time with more quality things that is more profitable: information *]]></content:encoded>
		</item>
		<item>
			<title><![CDATA[I need end-of-week financial and/or investment news and reviews online. Can you help?]]></title>
			<link>http://www.financegurus.net/showthread.php?tid=55</link>
			<pubDate>Sat, 13 Oct 2007 15:50:04 -0500</pubDate>
			<guid isPermaLink="false">http://www.financegurus.net/showthread.php?tid=55</guid>
			<description><![CDATA[I co-host a local radio program every Saturday morning. The show is about investing, finances, retirement and wealth planning, etc.<br />
<br />
I have a source for information that comes out every Monday, but that news is outdated by the end of the week.<br />
<br />
I'm looking for something has has just news-bites... two-three-four sentences long. Sources would be great as well.<br />
<br />
I don't want links to CNN Money, Yahoo Finance, etc. Those will give you thumbs-down. I need a site (even if it requires a subscription) to give a listing of news, aka "The Week in Review."]]></description>
			<content:encoded><![CDATA[I co-host a local radio program every Saturday morning. The show is about investing, finances, retirement and wealth planning, etc.<br />
<br />
I have a source for information that comes out every Monday, but that news is outdated by the end of the week.<br />
<br />
I'm looking for something has has just news-bites... two-three-four sentences long. Sources would be great as well.<br />
<br />
I don't want links to CNN Money, Yahoo Finance, etc. Those will give you thumbs-down. I need a site (even if it requires a subscription) to give a listing of news, aka "The Week in Review."]]></content:encoded>
		</item>
		<item>
			<title><![CDATA[What is the latest news about inside trading or any other unethical issue in finance.]]></title>
			<link>http://www.financegurus.net/showthread.php?tid=54</link>
			<pubDate>Sat, 13 Oct 2007 15:41:56 -0500</pubDate>
			<guid isPermaLink="false">http://www.financegurus.net/showthread.php?tid=54</guid>
			<description><![CDATA[i need to write a paper about unethical issue in finance and i need the lastest news (>2 months) as the core.]]></description>
			<content:encoded><![CDATA[i need to write a paper about unethical issue in finance and i need the lastest news (>2 months) as the core.]]></content:encoded>
		</item>
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			<title><![CDATA[I search a news service who brings extreme fast finance news out?]]></title>
			<link>http://www.financegurus.net/showthread.php?tid=53</link>
			<pubDate>Sat, 13 Oct 2007 15:40:31 -0500</pubDate>
			<guid isPermaLink="false">http://www.financegurus.net/showthread.php?tid=53</guid>
			<description><![CDATA[Do you know one who is for free and extreme fast?]]></description>
			<content:encoded><![CDATA[Do you know one who is for free and extreme fast?]]></content:encoded>
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		<item>
			<title><![CDATA[Saving Money]]></title>
			<link>http://www.financegurus.net/showthread.php?tid=50</link>
			<pubDate>Sat, 13 Oct 2007 15:11:51 -0500</pubDate>
			<guid isPermaLink="false">http://www.financegurus.net/showthread.php?tid=50</guid>
			<description><![CDATA[Me and the other half im 20 he's 22 together for 4 years. We know we want a house so were going to start saving for a deposit. Should we:<br />
<br />
1. Jus open a bank account and you get what you put in<br />
<br />
or<br />
<br />
2. take a risk and invest the money in Funds through a life company where we're garanteed to get back what we put in with bonuses.. but you have to do it for a min of 5 years?!<br />
<br />
Has anyone invested in Funds and stuff like that? How did it work for you?]]></description>
			<content:encoded><![CDATA[Me and the other half im 20 he's 22 together for 4 years. We know we want a house so were going to start saving for a deposit. Should we:<br />
<br />
1. Jus open a bank account and you get what you put in<br />
<br />
or<br />
<br />
2. take a risk and invest the money in Funds through a life company where we're garanteed to get back what we put in with bonuses.. but you have to do it for a min of 5 years?!<br />
<br />
Has anyone invested in Funds and stuff like that? How did it work for you?]]></content:encoded>
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		<item>
			<title><![CDATA[Does changing/adding bank accounts affect your credit score?]]></title>
			<link>http://www.financegurus.net/showthread.php?tid=47</link>
			<pubDate>Sat, 13 Oct 2007 13:31:20 -0500</pubDate>
			<guid isPermaLink="false">http://www.financegurus.net/showthread.php?tid=47</guid>
			<description><![CDATA[I like to change my bank accounts (so that I get the best deal) I have a few of them (that I use for different purposes. HSBC for high yield savings, National City (because of convenient ATMS). I also have several different trading accounts. (TD ameritrade, Sharebuilders) and different credit cards (Capital One, Citicards). I will be moving soon and want to change two of my bank accounts to Lasalle and washington mutual (because of the free checks for life). Do all these accounts make my credit worse? I am responsible with all of them. I pay my credit cards off in full every month and charge way less than the max. I know the affects of adding credit cards and using them, but what about bank accounts and trading accounts? How do all these affect my credit (if at all)]]></description>
			<content:encoded><![CDATA[I like to change my bank accounts (so that I get the best deal) I have a few of them (that I use for different purposes. HSBC for high yield savings, National City (because of convenient ATMS). I also have several different trading accounts. (TD ameritrade, Sharebuilders) and different credit cards (Capital One, Citicards). I will be moving soon and want to change two of my bank accounts to Lasalle and washington mutual (because of the free checks for life). Do all these accounts make my credit worse? I am responsible with all of them. I pay my credit cards off in full every month and charge way less than the max. I know the affects of adding credit cards and using them, but what about bank accounts and trading accounts? How do all these affect my credit (if at all)]]></content:encoded>
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			<title><![CDATA[Bank accounts! help pleease! Im clueless about these things?]]></title>
			<link>http://www.financegurus.net/showthread.php?tid=46</link>
			<pubDate>Sat, 13 Oct 2007 13:29:49 -0500</pubDate>
			<guid isPermaLink="false">http://www.financegurus.net/showthread.php?tid=46</guid>
			<description><![CDATA[Ok can somebody pleease explain bank accounts to me!? In a simple way.<br />
I thought it was quite simple but ive gone on the websites and im like i really dont understand what theyre going on about! Basically i want a bank account that i can take money out of and put in free of charge, I want to be able to withdraw money in england and france without having to pay extra.Im 14 years old. Can people put money in my account from england if i live in france? And how does this work? Im clueless at the moment so i need help.<br />
Answers are much appreciated!<br />
THANKYOU!]]></description>
			<content:encoded><![CDATA[Ok can somebody pleease explain bank accounts to me!? In a simple way.<br />
I thought it was quite simple but ive gone on the websites and im like i really dont understand what theyre going on about! Basically i want a bank account that i can take money out of and put in free of charge, I want to be able to withdraw money in england and france without having to pay extra.Im 14 years old. Can people put money in my account from england if i live in france? And how does this work? Im clueless at the moment so i need help.<br />
Answers are much appreciated!<br />
THANKYOU!]]></content:encoded>
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			<title><![CDATA[I Have several old bank accounts in the UK ... ?]]></title>
			<link>http://www.financegurus.net/showthread.php?tid=45</link>
			<pubDate>Sat, 13 Oct 2007 13:28:28 -0500</pubDate>
			<guid isPermaLink="false">http://www.financegurus.net/showthread.php?tid=45</guid>
			<description><![CDATA[I have several old bank accounts in the UK, the only one that I have the bank account number for is Lloyds bank (1978) and they asked me for a sorting number?? But i don't have the statement and they said they cannot give me anyother information, and that I may have to either find a statement ( I don't have one with me) or come the UK, it was in a savings account, and it had about 2k pounds sterling, how can I get information on my bank account?<br />
<br />
2) I have 2 other bank accounts, one at HSBC (now HSBC used to be something else) and 1 other one, for which I have no info for, as at the time I was in Kuwait, and came on vacation to the US, and (in 1990) as a result of the gulf war I was not able to go back. so Now I don't have any info on it, but i had a few hundred pounds in them I believe.<br />
<br />
can anyone guide me in getting information regarding these accounts? plz thanks.]]></description>
			<content:encoded><![CDATA[I have several old bank accounts in the UK, the only one that I have the bank account number for is Lloyds bank (1978) and they asked me for a sorting number?? But i don't have the statement and they said they cannot give me anyother information, and that I may have to either find a statement ( I don't have one with me) or come the UK, it was in a savings account, and it had about 2k pounds sterling, how can I get information on my bank account?<br />
<br />
2) I have 2 other bank accounts, one at HSBC (now HSBC used to be something else) and 1 other one, for which I have no info for, as at the time I was in Kuwait, and came on vacation to the US, and (in 1990) as a result of the gulf war I was not able to go back. so Now I don't have any info on it, but i had a few hundred pounds in them I believe.<br />
<br />
can anyone guide me in getting information regarding these accounts? plz thanks.]]></content:encoded>
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			<title><![CDATA[UK bank accounts for foreigners?]]></title>
			<link>http://www.financegurus.net/showthread.php?tid=44</link>
			<pubDate>Sat, 13 Oct 2007 13:27:11 -0500</pubDate>
			<guid isPermaLink="false">http://www.financegurus.net/showthread.php?tid=44</guid>
			<description><![CDATA[Does anyone know if foreigners can open up UK bank accounts? I do a lot of business in the UK and travel there regualrly. If I transfer the money from my home bank account, the transfer fees are sometimes higher than the bills I'm paying so I would like to be able to pay them from a UK internet bank. I don't need high interest accounts, debit cards or a checkbook, just an internet bank account.]]></description>
			<content:encoded><![CDATA[Does anyone know if foreigners can open up UK bank accounts? I do a lot of business in the UK and travel there regualrly. If I transfer the money from my home bank account, the transfer fees are sometimes higher than the bills I'm paying so I would like to be able to pay them from a UK internet bank. I don't need high interest accounts, debit cards or a checkbook, just an internet bank account.]]></content:encoded>
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		<item>
			<title><![CDATA[Bank accounts and credit?]]></title>
			<link>http://www.financegurus.net/showthread.php?tid=43</link>
			<pubDate>Sat, 13 Oct 2007 13:25:39 -0500</pubDate>
			<guid isPermaLink="false">http://www.financegurus.net/showthread.php?tid=43</guid>
			<description><![CDATA[is it true that closing bank accounts hurts your credit?<br />
<br />
i have recently moved and had 2 bank accounts where i lived before. my mother told me not to close them out, because even if there is like 50 dollars in it, it looks better for your credit score than closing lots of bank accounts.<br />
<br />
this makes sense to me in terms of how you are not supposed to apply for tons of credit cards....but i'm not sure????]]></description>
			<content:encoded><![CDATA[is it true that closing bank accounts hurts your credit?<br />
<br />
i have recently moved and had 2 bank accounts where i lived before. my mother told me not to close them out, because even if there is like 50 dollars in it, it looks better for your credit score than closing lots of bank accounts.<br />
<br />
this makes sense to me in terms of how you are not supposed to apply for tons of credit cards....but i'm not sure????]]></content:encoded>
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		<item>
			<title><![CDATA[Offshore US Bank Accounts and debit cards. Are they valid or not?]]></title>
			<link>http://www.financegurus.net/showthread.php?tid=42</link>
			<pubDate>Sat, 13 Oct 2007 13:24:16 -0500</pubDate>
			<guid isPermaLink="false">http://www.financegurus.net/showthread.php?tid=42</guid>
			<description><![CDATA[Nine months ago I open a offshore US bank account, I also got the debit card to use online. I need the offshore Bank account because my country is not listed in Paypal. But when I enter my offshore US bank account in Paypal the both accounts were blocked within 1 week. And I lost my 399 USD.<br />
<br />
But a month ago I also search for offshore accounts. And in searching I found a great website which I want to share with my friends that is http://www.multymediaworld.com . I opened a US bank account with there help. And they give me two debit cards and one bank account at very cheap rate. There service and functions are tremendous.]]></description>
			<content:encoded><![CDATA[Nine months ago I open a offshore US bank account, I also got the debit card to use online. I need the offshore Bank account because my country is not listed in Paypal. But when I enter my offshore US bank account in Paypal the both accounts were blocked within 1 week. And I lost my 399 USD.<br />
<br />
But a month ago I also search for offshore accounts. And in searching I found a great website which I want to share with my friends that is http://www.multymediaworld.com . I opened a US bank account with there help. And they give me two debit cards and one bank account at very cheap rate. There service and functions are tremendous.]]></content:encoded>
		</item>
		<item>
			<title><![CDATA[Bank accounts]]></title>
			<link>http://www.financegurus.net/showthread.php?tid=41</link>
			<pubDate>Sat, 13 Oct 2007 13:22:26 -0500</pubDate>
			<guid isPermaLink="false">http://www.financegurus.net/showthread.php?tid=41</guid>
			<description><![CDATA[we have been married 4 yrs....do you think we should have a joint account? I think we should but my husband disagrees....I thought when you get married "mine" becomes "ours"?? Everything thats mine is already his so why can't he be the same??]]></description>
			<content:encoded><![CDATA[we have been married 4 yrs....do you think we should have a joint account? I think we should but my husband disagrees....I thought when you get married "mine" becomes "ours"?? Everything thats mine is already his so why can't he be the same??]]></content:encoded>
		</item>
		<item>
			<title><![CDATA[news]]></title>
			<link>http://www.financegurus.net/showthread.php?tid=39</link>
			<pubDate>Sat, 13 Oct 2007 13:07:31 -0500</pubDate>
			<guid isPermaLink="false">http://www.financegurus.net/showthread.php?tid=39</guid>
			<description><![CDATA[a really big accident happened with my brother he got in a car reck and the ambulance came and everything do you think it would be on the news and if so what channel]]></description>
			<content:encoded><![CDATA[a really big accident happened with my brother he got in a car reck and the ambulance came and everything do you think it would be on the news and if so what channel]]></content:encoded>
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